WOLIGO'S SHORT TERM
WHAT IS SHORT TERM HEALTH INSURANCE?
Short term health insurance is a temporary solution to health insurance, so you never have to be without it. It was created to provide you with a safety net between traditional health plans and outside enrollment periods.
WHAT IS THE BEST SHORT TERM HEALTH INSURANCE?
The best short term health insurance is the one that provides you with the best coverage for your individual needs. Woligo’s team of experts is on standby, ready to help you find the right plan for you.
DO I HAVE TO WAIT FOR OPEN ENROLLMENT TO BUY SHORT TERM HEALTH INSURANCE?
No – that’s why short term health insurance is so important. You can enroll for short term health insurance at any time to make sure you have a safety net despite a gap in your health insurance.
WHAT DOES SHORT TERM HEALTH INSURANCE COVER?
Short term health insurance typically covers unexpected illness and injury, inpatient and outpatient hospital services, and emergency room visits. The exact benefits offered under short term health insurance depend on the specific policy you choose.
WHAT IF I NEED MORE COVERAGE THAN WHAT IS OFFERED WITH SHORT TERM HEALTH INSURANCE?
You can purchase additional catastrophic insurance plans to supplement your short term health insurance policy. For example, accident insurance can provide extra coverage in the event of qualifying accidents and injuries.
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WILL MY PRESCRIPTIONS BE COVERED IF I GET SHORT TERM HEALTH INSURANCE?
Prescriptions may be covered on some plans. But, pairing your short term health insurance with Woligo’s Well-Being Discount Plan is a great way to get even more discounts on prescriptions, dental and vision services, telehealth, and more.
WHAT DOES SHORT TERM HEALTH INSURANCE NOT COVER?
While coverage depends on the specific plan you choose, short term health plans typically don't cover pre-existing conditions, preventive care, maternity, and other services.
HOW LONG CAN YOU HAVE SHORT TERM HEALTH INSURANCE?
While the length of short term health insurance can vary by insurer and by state, some short term health insurance policies can last as long as twelve months.
HOW MUCH IS SHORT TERM HEALTH INSURANCE?
Short term health insurance costs depend on the exact policy and coverage you choose but can often be purchased for less than $100 a month.
WHAT IS THE DIFFERENCE BETWEEN SHORT TERM HEALTH INSURANCE AND LONG TERM HEALTH INSURANCE?
Short term health insurance is meant as a temporary solution. Short term health insurance plans generally have lower premium prices and more limited coverage than long term health insurance plans.