PUT YOUR HEALTH FIRST

Health savings account.

a rainy-day fund for medical expenses

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Getting proper health care becomes less cost-prohibitive when you’ve built up an HSA account. Learn more about how to open an HSA account below.

SAVE ON QUALIFIED MEDICAL EXPENSES

CONTROL YOUR CONTRIBUTIONS

COVER HEALTHCARE NEEDS

Even with a good health insurance policy, medical care can be expensive. A health savings account helps keep those out-of-pocket expenses down by helping you save now. Take a little bit out of your paycheck every month and place it into a savings account, where it sits until you need it. Use the funds for regular check-ups or significant surgeries. It’s your money to use as you wish.

A Health Savings Account is a savings account that can be used to pay for qualified health-related expenses. You pay into the account every month, and then you use the funds to cover trips to the doctor, prescription medication, or other medical care. HSAs work hand-in-hand with high-deductible health insurance plans to cover deductibles, copayments, and other medical expenses.

Since the contributions that you make to your HSA account come from pre-tax income, you’ll have a lower taxable income and less tax liability. It’s no wonder that so many people opt for an HSA account.

Opening a health savings account can have excellent tax benefits. First of all, HSA contributions are made from pre-tax income, which means that your take-home income will be taxed less. On top of that, the contributions you make to your HSA are tax-deductible, and the interest you earn in the account is tax-free.

But even without those savings, HSAs make a lot of sense. Your contributions can roll over year to year, and the money in your HSA savings account goes wherever you go. If you decide to start a new business or become an employee of one, you can keep your HSA and all the money inside of it. Plus, your HSA account helps lower the cost of healthcare because you have a savings account that you can tap into when needed.