Invest in the success of your small business with group health insurance.

Group health insurance, or employer sponsored health insurance, was designed with you and your small business in mind. As a small business owner, it’s important to be able to recruit and retain top talent, and health insurance is one of the most sought-after benefits that can help attract job seekers. But more than that, caring about your employee’s wellbeing is something they will thank you for.

Call now: (888) 633-5229

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RETAIN TOP TALENT

ATTRACT JOB SEEKERS

BOOST PRODUCTIVITY

Learn more about Group Medical Insurance

A healthy and happy workforce can reduce costs by more than $1,600 per employee, with reduced leave days caused by disability or unplanned sickness.

Forbes, 2017 : 14 Employee Well-Being Initiatives that will Boost Engagement and Productivity (forbes.com)
  • Employee recruitment – offering desirable benefits helps attract top talent
  • Employee retention – help keep your employees happy by supporting their wellbeing
  • Boost productivity – a comprehensive health plan means your employees can get the help they need to get back to work
  • Saves you money

Call now:
(888) 633-5229

If you have your own small business and employ at least one full-time employee that will also be covered by the plan, that may be all you need to get coverage by enrolling in a group health insurance plan. The rules and qualifications for enrolling in a group health insurance plan may differ based on the insurance company or the specific plan.

Anytime. There is no enrollment period for group health insurance.

Our brokers scour the ends of the earth, AKA search through all national and regional carriers. (CA excluded)

Within minutes we can have a plan comparison of the best employer sponsored health insurance that illustrates plan benefits and costs. Proposals can be emailed, printed and sent via text directly from our system, depending on your preference.

Call now:
(888) 633-5229

While there is no law that requires employer sponsored health insurance, you could be penalized if you don’t. Under the Affordable Care Act (ACA) employers with 50 or more full-time equivalent employees must offer health insurance to their full-time employees (30+ hours per week) or risk paying a penalty to the IRS. At $3,860 (2020) per employee for year, the penalty definitely serves as an incentive to offer health insurance to your employees. However, the penalty is only triggered if one of your employees obtains coverage through the exchange and receives a premium subsidy.

Still, many small companies offer health insurance to employees even if they aren’t required to do so by law because of all of the advantages that come with it.

Over half (55%) of employees say that health insurance is the most important benefit in terms of their job satisfaction.

Clutch Report, 2018 : Why Employers Should Offer Health Insurance & Other Employee Benefits | Clutch.co

There are a lot of factors that determine how much a group health plan will cost such as your zip code, age, number of dependents enrolling and how much you want to contribute to your employee’s coverage.

Under the Health Insurance Portability & Accountability Act (HIPAA), employers that offer group health insurance must offer it to similarly situated employees. Employers can decide to offer health insurance to different groups of employees based on a bona fide employment classification—for example, based on full-time or part-time status, length of employment, geographic location, or job position. However, within those groups, similarly situated employees must be treated the same.

Call now:
(888) 633-5229

Obtain a free quote by by calling (888) 633-5229 and selecting option 1.