Our privacy policy

1. Introduction

Woligo understands that privacy is an important issue for visitors to our websites at www.woligonow.com and our affiliated websites. It is our policy to protect the nonpublic personal information (“personal information”) we receive about you if you are a current or former customer, become a customer, or apply to become a customer. We will keep this information secure and confidential. The following statement is provided to help our website visitors understand what information is gathered through our sites, applications and other forms of contact with you and how that information is handled and used once it is gathered. This Privacy Policy applies to our publicly available websites, including any subsites and any password protected sections of those websites. We will make every effort to update this information prior to making any changes to our online privacy practices. We respect your privacy and promise to treat your personal information responsibly. Your privacy is as important to us as it is to you.

If you are unable to read this privacy notice due to a disability, or if you have any questions about this notice, please call please contact our Privacy Officer at 405-523-5615.

We will not knowingly allow any minor to register for services, attempt to purchase our products, or access any areas which require registration.

2. Information We Collect

We collect and maintain information about you so that we can provide recommendations and/or quote and enroll you in insurance products and services, financial products and services, or complete other actions that you request of us.  We may use your information to help plan for new product and service offerings. Most importantly, any information that you may agree to provide helps us better understand your financial and insurance needs so we can continue to provide you products and services, and recommendations for products and services that may interest you.  Information that we collect may be shared with insurance carriers for their purposes such as quoting or providing insurance products to you or underwriting policies.

Some examples of the personal information that we may collect include information:

* You give us, such as: name, address, age, marital status, Social Security number, annual income, and other financial information. This includes information supplied on an application or to an insurance agent.

* About your business with us or others. This information is about other products or services you own or use and may be provided to us by you upon our written or verbal request. 

* From a report prepared by an insurance-support group that may be retained by us. It may be disclosed to other persons as permitted by law.

3. How We Protect Information About You

We maintain appropriate physical, electronic and procedural safeguards to maintain the confidentiality and security of your personal information. We restrict access to personal information about you to those employees who have a need to know that information to provide products or services to you. Physical and electronic files are kept in secure areas. We educate our employees about the importance of confidentiality and customer privacy. We also enforce employee privacy responsibilities. Our handling and protection of your personal information is governed by a range of state and federal laws, rules and regulations. Once we receive information you may consent to provide using the Internet, that information is afforded the same protection as it would be if you provided it in writing, by phone or in conversation with one of our representatives. We collect, retain and share your personal information only for particular business-related purposes and only as authorized by state and federal law. When we do share your information, the information may be shared verbally, electronically or via paper document depending upon which manner is most appropriate for the business purpose for which your information is being used.

It is our goal to demonstrate our commitment to your privacy and describe our policy for collecting, safeguarding and administering your personal information. Here are some additional answers to some common questions about privacy and security. We hope this information addresses your concerns. If you have further questions or comments about our Privacy Policy please contact our Privacy Officer at 405-523-5615.   

4. What do you Track and Record?

You are not required to provide personal information or reveal your identity to browse our public website, but information may be collected by us if you voluntarily provide it to us.

When visitors access our public pages our web servers log the IP address (the numeric Internet address of a computer). We do not link IP addresses to any personal information. IP address tracking allows us to track a visitor’s session but the visitor remains anonymous. This provides information about parts of the site visited and the length of time spent there. We also record the information your browser provides about browser type and version. We use this information to administer our system and improve the information and services offered on our public website.

Information may also be collected by us when you voluntarily provide it to us.

When visitors create accounts for and access our secured pages, we may save information about your browsing history, including IP address or device type. We may also record and retain information about your use of our website, such as data you enter or which parts of our website you view. There are multiple purposes for our tracking and recording of your information, such as processing policy applications; troubleshooting issues that you may have with our online account; providing personalized recommendations or website viewing experiences to you; complying with our own legal obligations; communicating with you; or fraud prevention.

This website uses Mouseflow: a website analytics tool that provides session replay, heatmaps, funnels, form analytics, feedback campaigns, and similar features/functionality. Mouseflow may record your clicks, mouse movements, scrolling, form fills (keystrokes) in non-excluded fields, pages visited and content, time on site, browser, operating system, device type (desktop/tablet/phone), screen resolution, visitor type (first time/returning), referrer, anonymized IP address, location (city/country), language, and similar meta data. Mouseflow does not collect any information on pages where it is not installed, nor does it track or collect information outside your web browser.

If you’d like to opt-out, you can do so at https://mouseflow.com/opt-out. If you’d like to obtain a copy of your data, make a correction, or have it erased, please contact us first or, as a secondary option, contact Mouseflow at privacy@mouseflow.com.

For more information, see Mouseflow’s Privacy Policy at http://mouseflow.com/privacy/.

For more information on Mouseflow and GDPR, visit https://mouseflow.com/gdpr/.

For more information on Mouseflow and CCPA visit https://mouseflow.com/ccpa.

5. Do you use Cookies? Must I Accept them?

We may use cookies, pixels, and other technologies to recognize your browser or device, learn how you and others use our website, and for additional purposes such as improving security and preventing fraud. We may also use these technologies to recognize you when you visit our site and to keep track of your preferences or past actions on our site.   We collectively refer to these technologies as “cookies”.  Cookies may be created by us or provided by one or more outside parties that we trust to provide us with services that help us improve our website visitors’ experiences.  Information obtained from our use of cookies may be stored on our own servers, on servers of web analytics providers such as Google, or in other places deemed necessary by us or by our service providers. 

Our websites will allow you to make a decision as to whether to accept the use of cookies on our sites and we will honor your request.  You may refuse the use of cookies by selecting the appropriate option in our popup box when you visit our website, however please note that if you do this you may not be able to use the full functionality of this website.

6. What About Email Addresses?

If you choose to provide us your email address, we may use it to contact you about products or services you purchase from us, about our products or services that may interest you, or about your experience with us.  We will not sell, trade, or give your email address to any unaffiliated third party for their own marketing purposes, but we may need to share your email address with a third party service provider who is acting on our behalf to carry out the services that we have described. 

7. How can I Contact Woligo?