Online personal checking accounts.

convenient access to your money

Call now:
(888) 633-5229

Your checking account needs to be as limitless as you are! An online personal checking account lets you keep track of your budget and keep it separate from your business funds.




A personal checking account is a bank account that lets you move money in and out of your account with ease. An online banking account can be used to withdraw quick money when you’re on the go, or to schedule and pay your bills. Unlike savings accounts, these accounts typically do not have limits on the frequency of cash withdrawals.

If you are operating your own business, it’s important to differentiate your personal checking account from your business checking account. Just as the name implies, your personal account should be used for personal purchases, while your business account should be used for work-related income and expenses.

If you’re looking into opening a checking account online, you may have noticed that there are a lot of options out there. The best bank for personal checking depends on your needs. If you need a business and personal account, it makes sense to open your accounts within the same bank. Using the same bank for both checking accounts becomes helpful when it’s time to pay yourself from your business account’s funds.

The online personal checking account we offer is designed for small business owners who prioritize flexibility, accessibility, and freedom. There is no minimum balance requirement to maintain, and there are unlimited transaction amounts. Access your money whenever you need it. There are also no monthly service charges.

  • Open the account with only $100
  • Access to free ATMs around the world*
  • Monthly eStatements
  • Free online banking and bill pay
  • Free mobile banking and deposits

Q: How do you sign up for a personal checking account?

You can open up a personal checking account online. All you will need is your name, address, date of birth, and other identifying information. You may be requested to provide your driver’s license or another form of government-issued identification.

Q: Is mobile banking included?

Yes! There is a mobile app that you can use to view your balances, transfer funds, pay bills, and more. You can also access your personal banking account and transfer your funds online.

Q: Why do you need separate business and personal banking accounts?

As a self-employed individual, it might be tempting to use your personal account for your business needs (or vice versa). This is not recommended. Taxes become very confusing and messy when you mix the two accounts, and it can be hard to track your business expenses and income as separate from yourself and your own assets. Opening two separate accounts is easy, and benefits you by protecting your identity and giving your business more validity. Learn more about our business checking accounts here.

We partner with First Fidelity Bank to offer award-winning banking services. First Fidelity Bank is based in Oklahoma, but has branches in metro areas in Phoenix, AZ and Denver, CO. The financial institution uses innovative technology to give small business owners full control of their funds. Account holders can bank anytime, anywhere because of First Fidelity’s mobile and online banking services.

Learn more about First Fidelity, Member FDIC.

You can start the process of opening a personal bank account today. To apply for a bank account, grab your personal documents and head over to the application.

Give us a call to open your personal banking account.
Call now:
(888) 633-5229