The annual Open Enrollment Period (OPE) for comprehensive individual health insurance purchased through the Marketplace runs from November 1 – January 15 each year. Make sure you mark your calendar with these important dates:
- November 1: First day you can enroll in, re-enroll in, or change health plans through the Health Insurance Marketplace. Coverage can start as soon as January 1.
- December 15: Last day to enroll in or change plans for coverage to start January 1.
- January 1: Coverage starts for those who enroll in or change plans by December 15 and pay their first premium.
- January 15: Last day to enroll in or change health plans for the year.
- February 1: Coverage starts for those who enroll in or change plans from December 16 – January 15 and pay their first premium.
Enroll with the help of a Woligo insurance pro – NO COST
There’s a big misconception that working with a health insurance broker means you have to pay more for coverage – and that is not the case here.
When you are ready to enroll in coverage, our enrollers can answer any questions and help you complete the enrollment process online or over the phone. We will review product options, plan features, and network and provider limits to ensure the plan selected meets your needs.
Open Enrollment runs every year from November 1 – January 15!
Advantages of using a health insurance broker
Working with a health insurance broker can be a game-changer when navigating the complex world of health insurance. They bring a wealth of expertise to the table, having undergone rigorous training and licensing requirements to understand the nuances of various insurance products.
Expert guidance
Health insurance brokers are knowledgeable professionals with expertise in the intricacies of health insurance plans. They can provide personalized guidance based on your specific needs and preferences.
Access to a range of options
Brokers often have access to a wide array of health insurance plans from different providers. This allows you to compare multiple options and choose the one that best fits your needs.
Save time
Navigating the Marketplace and understanding the details of each health insurance plan can be time-consuming. A broker streamlines this process, saving you time and effort by presenting you with tailored options.
Clarification of complex terms
Health insurance terminology can be confusing. Brokers can simplify and explain complex terms, ensuring that you have a clear understanding of the coverage offered by each plan.
Customized recommendations
A health insurance broker assesses your specific healthcare needs, financial situation, and preferences. They can then recommend plans that align with your unique requirements, providing a more personalized approach.
Assistance with paperwork
The enrollment process often involves paperwork and documentation. A broker can assist you in completing the necessary forms and ensure that all required documents are submitted accurately and on time.
Advocacy and support
If issues arise during the claims process or with your coverage, a broker can act as your advocate. They have a vested interest in ensuring you are satisfied with your coverage and can help you navigate any challenges that may arise.
Cost-effective solutions
Brokers can help you find cost-effective solutions by identifying plans that provide the coverage you need at a price that fits your budget. They may also be aware of special discounts or promotions.
Ongoing support
Your relationship with a health insurance broker doesn’t end once you’ve enrolled. They can provide ongoing support throughout the year, helping you navigate any changes in your health or coverage needs.
2024 health insurance coverage
Whether you are interested in a high deductible health plan or coverage for the family, we have access to all national and regional carriers in the individual market, both on and off the Health Insurance Marketplace.